Bella

Biography

Bella I. Zlatkis was born on July 5, 1948, in Moscow. In 1970, she graduated from Moscow Financial Institute with a specialization in Finance & Credit. In 1978, upon completing her post-graduate study at the All-Union Correspondence Institute of Finance and Economy, she was awarded a PhD in Economics. From 1970 to 1991, she held a number of positions at the Ministry of Finance of the Russian Soviet Federative Socialist Republic: Economist, Senior and Chief Economist, Head of the Industry Financing Department, Deputy Head of the Department for Improvement of the Economic Mechanism and Prices, Head of General Departments, and Head of the Financial Market, State Credit and Loans Organization Department. In 1991-1993, she was the Head of the State Securities and Financial Market Department at the Ministry of Economics and Finance (Ministry of Finance from 1992) of the Russian Federation. Member of the Collegium of the Ministry of Finance. In 1993-1998, she was the Head of the Securities and Financial Market Department at the Ministry of Finance of the Russian Federation. From 1998 to 2000, she headed the Internal State Debt Department at the Ministry of Finance of the Russian Federation. In 2000-2004, she was Deputy Minister of Finance of the Russian Federation. Since 2004, she has been a Deputy Chairman of the Executive Board of Sberbank of Russia. Supervises and coordinates the work of the GR, Legal Issues, Compliance and Subsidiaries Unit and the Internal Audit Directorate. Awarded the Order of Merit for services to the Fatherland, 4th Class, the Order of Friendship, and the Medal of the Order of Merit for Services to the Fatherland, 2nd Class. Honored with the acknowledgement of the President of the Russian Federation. Awarded the Certificate of Honor of the Government of the Russian Federation. Awarded the title of Honored Economist of the Russian Federation. She is a shareholder of Sberbank: stake in the authorized share capital - 0.0004%, share of the ordinary shares held - 0.0005%.

Research Interest

Sberbank offers the widest selection of banking services for retail customers: from traditional deposits and various types of loans to bank cards, money transfers, bank insurance and brokerage services.