Arbor One Financial
United States of America
John Lay retired from his position as Vice President and Treasuer for AgFirst Farm Credit Bank in 2016 after nearly 34 years of service. During his career at AgFirst, Lay also chaired the AgFirst Asset/Liability Management Committee, served as a member of the Disclosure and Operations Commitees and served on the board of directors of AgFirst Federal Credit Union. John is a 1979 graduate of Clemson University. He began serving on the ArborOne, ACA Board in 2017. His first term expires in 2023.